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Tuesday, February 11, 2014

EXTREMELY IMPORTANT FOR HOMEOWNERS TO READ, WHY YOU NEED TO HIRE A ROOFER WITH A CRITICAL EYE FOR HAIL

If you file a claim, because your roofer told you to.  Then the insurance adjuster comes out and sees no hail, but one of the two things or both things happen.  First, the insurance company takes the claim as a filed claim.  Usually putting in more then two claims in two years works against the homeowner.  Second, they see damage that is less then your deductible, and so they are requiring you to fix.  If you do not you will lose your insurance companies help the next time they come if the repair is not done, no claim will be excepted.  

Many times, evidence of hail exists.  The existence of hail does not always make a roof damaged.  Please see the following pictures.  The following are pictures of hail damage but it does not effect the integrity of the roof, known as cosmetic damage.   

I have seen many roofers have homeowners file insurance claims based damages that are cosmetic, here are some examples...


This is most likely a bruise by a hail, but mostly likely has made no impact on the roof




This is hail too, but this is not damage to the roof, it just looks ugly.  

You can use this as supporting evidence of hail. but this is cosmetic damage too.
Now here is real hail damage

Some hails slice through the shingles others do not

This is ideally what needs to be seen


To get the right type of inspection call us at 817 381 6855

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